• Why do you want to buy a home right now?

• What price range are you comfortable with?

• When do you plan to move?

• What features are must-haves, and what are deal-breakers?

• What kind of neighborhood fits your lifestyle best?

• Meet with your agent to review your goals and the buying process.

• Choose a lender and start the pre-approval process.

• Obtain a pre-approval letter.

• Sign a Buyer-Broker Agreement so your agent can represent you fully.

• Start researching neighborhoods that interest you.

• Review recent sales, pending, and active listings.

• Consider how timing (seasonal market shifts) might affect your purchase.

• Learn how supply and demand influence pricing.

• Browse listings online with your agent.

• Visit open houses and private showings.

• Tap into your agent’s network for new or off-market homes.

• Narrow down your top neighborhoods and select your ideal home.

• Review the purchase contract with your agent.

• Prepare a strong offer that highlights your strengths as a buyer.

• Negotiate to secure the best price and terms.

• Accept the offer (or agree to counter-offers).

• Escrow is opened once your offer is accepted.

• Send the signed contract to escrow and wire your initial deposit.

• Notify your lender so they can order the appraisal.

• Complete and return your escrow paperwork.

• Secure homeowner’s insurance coverage.

• Provide escrow with your title information (vesting).

• Review and sign loan documents.

• Review seller’s disclosures and reports.

• Schedule inspections (home, termite, etc.).

• Request repairs or credits if needed.

• Review the preliminary title report.

• Meet deadlines.

• Do a final walk-through of the property.

• Review your final closing statement.

• Meet with escrow to sign final documents.

• Wire your down payment and closing costs.

• Get your keys! Congratulations, you’re a homeowner! 🎉